The quoted price covers all 1 traveler(s) on this trip.

Starr Indemnity & Liability Company, New York, NY is the underwriter/insurer obligated to the insured. This product is distributed by John Hancock Insurance Agency, Inc. which acts only as an agency/distributor and is not the underwriter/insurer obligated to the insured for the benefits provided by this product. John Hancock Insurance Agency, Inc. is a subsidiary of Manulife.

The Gold plan is John Hancock Insurance Agency's premium travel insurance plan, offering the company's highest level of coverage of its three plans.

The Gold plan is designed for travelers who seek the highest coverage limits for their luxury cruises or international tours. The Gold plan is also popular for travelers seeking more coverage for domestic travel and vacation rentals.

• Optional Cancel for Any Reason Coverage (not available to NY state residents) available when the plan is purchased within 14 days of the initial trip Payment or Deposit date, and other terms are met.
• $250,000 per person for Emergency Accident and Emergency Sickness Medical Expense.
• $1.0 million per person for Emergency Medical Evacuation & Medically Necessary Repatriation.
• Pre-existing Waiver when the plan is purchased within 14 days of the initial trip Payment or Deposit date, and other terms are met.
• $2,500 per person Baggage/Personal Effects coverage.
• $1,000 per person of Missed Connection coverage.

Coverage Details (Click below for more details)

Policy Overview
Underwriter	Starr Indemnity & Liability Company
Underwriter A.M. Best Rating	A (Excellent)
BBB Rating	A+
Coverage Type	Primary
Purchase Method	Online Only
COVID-19 FAQs	View Details

Cancellation Coverage
Trip Cancellation	$2,000 (100% of trip cost)
Trip Interruption	$3,000 (150% of trip cost)
Coverage for Inclement Weather	- view details
Coverage for Military Duty	- view details
Coverage for Terrorism	- view details
Coverage for Unannounced Strike	- view details
Coverage for Termination of Employment	- view details
Coverage for Sickness, Injury or Death of Insured or Family Member or Traveling Companion	- view details
Coverage for Host at Destination	- view details
Coverage if Home is Uninhabitable by Fire or Natural Disaster	- view details
Coverage for Traffic Accident en Route to Departure	- view details
Coverage for Natural Disaster at Destination	- view details
Coverage for Destination Evacuation	- view details
Coverage for Felonious Assault	- view details
Coverage for Hijacking/Quarantine	- view details
Coverage for Burglary	- view details
Coverage for Theft of Passports or Visas	- view details
Coverage for Jury Duty /Subpoena/Witness	- view details
Coverage for Transfer of Employment	- view details
Coverage for Mechanical Breakdown of Common Carrier	- view details
Coverage for Road Closures	- view details
Coverage for Airport Closure	- view details

Medical Coverage
Emergency Medical	$250,000 per person ($0 deductible)

Evacuation Coverage
Emergency Evacuation & Repatriation of Remains	$1,000,000 per person

Loss or Delay Coverage
Trip Delay	$1,000 per person
Baggage Delay	$500 per person
Baggage & Personal Effects	$2,500 per person
Missed Connection	1000 per person

Accident Coverage
Accidental Death & Dismemberment	$100,000 per person
Flight Accident Accidental Death & Dismemberment	Optional Upgrade (Additional $19 (or more for higher coverage tiers) at checkout)

Additional Coverage / Services
Car Rental Collision Coverage	Optional $50,000 Coverage Limit (Additional $72.00 at checkout)
Travel Medical Assistance	- view details
Worldwide Travel Assistance	- view details
Concierge Services	- view details

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