John Hancock Insurance Agency - Gold Plan

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Price: $138.00

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The quoted price covers all 1 traveler(s) on this trip.

Starr Indemnity & Liability Company, New York, NY is the underwriter/insurer obligated to the insured. This product is distributed by John Hancock Insurance Agency, Inc. which acts only as an agency/distributor and is not the underwriter/insurer obligated to the insured for the benefits provided by this product. John Hancock Insurance Agency, Inc. is a subsidiary of Manulife.

The Gold plan is John Hancock Insurance Agency's premium travel insurance plan, offering the company's highest level of coverage of its three plans.

The Gold plan is designed for travelers who seek the highest coverage limits for their luxury cruises or international tours. The Gold plan is also popular for travelers seeking more coverage for domestic travel and vacation rentals.

Coverage Details (Click below for more details)

Policy Overview
UnderwriterStarr Indemnity & Liability Company 
Underwriter A.M. Best RatingA (Excellent) 
BBB RatingA+ 
Coverage TypePrimary 
Purchase MethodOnline Only 
COVID-19 FAQsView Details 
Cancellation Coverage
Trip Cancellation$2,000 (100% of trip cost)
Trip Interruption$3,000 (150% of trip cost)
Coverage for Inclement WeatherCheckmark - view details
Coverage for Military DutyCheckmark - view details
Coverage for TerrorismCheckmark - view details
Coverage for Unannounced StrikeCheckmark - view details
Coverage for Termination of EmploymentCheckmark - view details
Coverage for Sickness, Injury or Death of Insured or Family Member or Traveling CompanionCheckmark - view details
Coverage for Host at DestinationCheckmark - view details
Coverage if Home is Uninhabitable by Fire or Natural DisasterCheckmark - view details
Coverage for Traffic Accident en Route to DepartureCheckmark - view details
Coverage for Natural Disaster at DestinationCheckmark - view details
Coverage for Destination EvacuationCheckmark - view details
Coverage for Felonious AssaultCheckmark - view details
Coverage for Hijacking/QuarantineCheckmark - view details
Coverage for BurglaryCheckmark - view details
Coverage for Theft of Passports or VisasCheckmark - view details
Coverage for Jury Duty /Subpoena/WitnessCheckmark - view details
Coverage for Transfer of EmploymentCheckmark - view details
Coverage for Mechanical Breakdown of Common CarrierCheckmark - view details
Coverage for Road ClosuresCheckmark - view details
Coverage for Airport ClosureCheckmark - view details
Medical Coverage
Emergency Medical$250,000 per person ($0 deductible)
Evacuation Coverage
Emergency Evacuation & Repatriation of Remains$1,000,000 per person
Loss or Delay Coverage
Trip Delay$1,000 per person
Baggage Delay$500 per person
Baggage & Personal Effects$2,500 per person
Missed Connection1000 per person
Accident Coverage
Accidental Death & Dismemberment$100,000 per person
Flight Accident Accidental Death & DismembermentOptional Upgrade (Additional $19 (or more for higher coverage tiers) at checkout)
Additional Coverage / Services
Car Rental Collision CoverageOptional $50,000 Coverage Limit (Additional $72.00 at checkout)
Travel Medical AssistanceCheckmark - view details
Worldwide Travel AssistanceCheckmark - view details
Concierge ServicesCheckmark - view details