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Select two or more plans using the 'add to compare' function to compare plans side-by-side in a clear and helpful format. When quoting and comparing, you can click on any benefit to launch a window with coverage details, definitions and exclusions.

There are millions of people that that travel every year. There are various factors that can come up that cause a monetary damage to the traveler while they are on the trip. Having to cancel a trip for medical reasons, losing luggage or having a medical emergency are all reasons to have travel insurance. Travel insurance is usually not very expensive, but can be a huge area of added value for people that have to cancel their trip. The coverage period for travel insurance is one of the most important aspects of coverage. Although you need to enter your travel dates when quoting and buying, your coverage period usually begins the day after you buy coverage.  Here are some tips on how to choose travel insurance and how it can be beneficial to anyone that loves to travel.

Why Travel Insurance?

Travel insurance is used by many people that want to insure against a catastrophic event before or during travel. One of the most common examples of this occurs when a person plans to go to the beach but a hurricane comes in the area. It would not be wise to go to the beach during this time. Instead of having to eat the cost of the trip, those with travel insurance would be compensated for some of the cost if they qualify based on their policy. Another common is example is losing luggage while on a trip as a result of the negligence of another person. The coverage period is vital to understanding what benefits a person qualifies for. As a general reminder, it is always a good idea to look at the fine print of any insurance policy.

Coverage Period

The coverage period for a travel insurance policy is vital to determining when a person can qualify for its benefits. If a person does not have a good coverage period, they may think that they are entitled to benefits that they really are not. It it important to always read and understand when a coverage period starts and stops. Having a coverage period that extends out for several weeks before a vacation is always a good idea. Although it may cause the premiums to be a little higher, this small cost is well worth it if something was to happen before or during the trip. Overall, travel insurance is an important part of traveling for many people. There are always major issues that can come up while traveling, and understanding the finer points of the policy is vital to understand the potential benefits a person is entitled to.

Travel Insurance Glossary

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