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Select two or more plans using the 'add to compare' function to compare plans side-by-side in a clear and helpful format. When quoting and comparing, you can click on any benefit to launch a window with coverage details, definitions and exclusions.

Baggage Loss & Delay - Travel Insurance Benefit

Baggage delay coverage through travel insurance is a necessity for all travelers who are on the road. Baggage could be lost at any time, and baggage delays cause problems during trips that cannot be avoided. Everyone who travels long distances should have coverage that will help pay for the losses that have occurred as a result of a mix-up with the airline.

#1: How Delayed Is The Baggage?

Baggage delays may last a few hours, or baggage delays may last a few days. The airlines will search for the baggage that has been lost, but there is no guarantee that the baggage will be found. A delay with the baggage could cause problems with connecting flights, destinations and planned events. Travel insurance can cover you if your baggage is delayed but the required minimum length does vary by policy.

#2: Replacing The Luggage

Baggage delays leave travelers without clothing or personal items that are needed for the trip. A travel insurance policy pays for the clothing that is purchased when everyone is on the ground. A similar coverage type, Baggage Loss, will pay for luggage that turns out to be lost, but the expenses incurred to replace everything can be reimbursed after the fact.

Delayed baggage may not be the end of the world for a traveler, but travel insurance will cover the losses that occur due to baggage delays. Short delays may not seem serious, but the delays can cost travelers money.

Travel Insurance Glossary

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Our Trusted Providers Include

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