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Traveling to Thailand: Insurance Information & Travel Tips for the Most Memorable Trip Ever

With sandy beaches and exquisite sanctuaries, Thailand is a bucket-list trip for millions of people every year. While you dream about Thailand’s delicious street food and the incredible cultural experience you’re going to have, you may have forgotten one vital detail: travel insurance. Before you book those snorkeling tours and zip-lining adventures, let’s look at what travel insurance is and what it’ll cost you. Then, we’ll give you all our best tips for enjoying your Thai vacation to the fullest!

Travel Insurance for Thailand


Travel Insurance for a Trip to Thailand 

As you know, traveling can be expensive. Many people save up for years to pay for a trip abroad and dream about experiencing a new culture and seeing things that they’ve only seen in videos and pictures. But what if something happens outside your control that forces you to cancel your trip? Without travel insurance coverage, you could be out of all that money you’ve invested in your trip to Thailand without any way to recover it. 

Also, if you have any ziplining, snorkeling, or hiking excursions planned, it’s smart to make sure you have proper medical coverage in case of an emergency or injury. Most domestic health insurance plans do not cover any medical expenses that occur outside the country, so if something unexpected happens, you’ll be paying out of pocket for medical costs, as well as for emergency transportation home if needed. 

Do I Need insurance to Travel to Thailand?

Although you’re not required to have insurance to travel to Thailand, it is in your best interest to protect yourself and your investment by getting coverage. If you need to cancel your trip because of a natural disaster, a medical issue, or unexpected loss of employment, travel insurance can help you get your money back.

Of course, in a perfect world, your vacation will go perfectly, and you’ll return home with nothing but memories to last a lifetime. But no matter how much you plan, there are still elements that remain outside of your control, so grant yourself some peace of mind and find a travel insurance policy that works for you and your budget! 

How Much Does Travel Insurance Cost for My Trip to Thailand?

There is a wide range of travel insurance companies, and the costs can vary significantly between them. Typically, basic coverage can cost you 3-4% of your total trip cost, while premium options and coverage can run up to 10-12%. The specific cost will depend on several factors, including the options you choose, whether you need general medical coverage or premium medical coverage based on your itinerary, how many people there are in your party, your age, trip cost, trip duration and more. 

With so many options scattered across the internet, it can be confusing to figure out if you’re getting the best rate for the policy you need. However, our handy travel insurance comparison tool allows you to get quotes from a variety of different travel insurance companies at the guaranteed lowest price, which will make shopping and comparing much easier. 

Simply select your coverage options and details, and you’ll be able to compare across a range of vetted travel insurance providers to choose the one that fits your needs and budget. Also, you can purchase your travel insurance directly through our site (with instant confirmation of coverage), making it seamless to get the coverage you need! 

Travel Tips

Now that you’ve got your travel insurance taken care of, you can continue to plan and dream about all the things you’re going to see and do! To help you get the most out of your trip, we’ve put together a list of tips to help you with money and packing, plus suggestions for having a fully immersive experience. 

Money: Currency & Tipping

The official currency of Thailand is the Thai Baht, and it’s an excellent idea to make sure you have cash on you at all times. It would be best if you waited until you arrive in Thailand before exchanging your money, as you’ll always get a better rate. There are ATMs throughout the country, but the fees are a bit outrageous (nearly $7). Credit cards are accepted at larger retailers and restaurants, and you should use them as much as you can. Cash should be reserved for open markets and street vendors who only take cash and tipping. Tipping isn’t an expectation in Thailand, but it’s always appreciated. You should tip around 10% in cash.

Weather & What to Pack

No matter which time of year, the temperature in Thailand always remains relatively warm. They have three seasons: the rainy season (May – October), the cool season (November – February), and the hot season (March-May). You’ll want to avoid the rainy season as much as possible since it’s also monsoon season, which is not very suitable for the beach-filled vacation you may be planning. 

When it comes to packing for Thailand, you’ll want comfortable, light-weight clothes like shorts and tank tops, and your bathing suit of course. There are tons of outdoor activities to enjoy in Thailand, including hiking and jumping into waterfalls, so make sure you have sweat-wicking activewear that’ll keep you comfortable. It’s also a good idea to bring leggings and a heavier flannel shirt, as temperatures do sometimes drop at night. It’s pretty casual in Thailand, so you can wear pretty much anything out and about. One place you will want to cover your shoulders, however, is when visiting any temples or sacred sites, as the Thai believe this is a sign of respect.  

Immerse Yourself in Thai Culture

Traveling to Thailand offers endless opportunities to engage in once-in-a-lifetime cultural experiences. In Bangkok, be sure to check out the Wat Pho Temple and the Grand Palace, and eat tons of delicious street foods you find throughout the city! Then, if you’re up for it, get a traditional Sak Yant tattoo to remember your experience forever! And, don’t forget to head to the ancient city of Ayutthaya. Established in 1350, it’s on UNESCO’s World Heritage Cities and will be a noteworthy experience during your trip.

If you’re looking for real adventure and untamed beauty, head to northern Thailand. You can trek through the mountains and rush down whitewater rapids. Visit Chiang Mai and explore Elephant Nature Park, a sanctuary dedicated to rescuing, rehabilitating, and caring for elephants throughout Thailand. Then, visit the white temple and night markets of Chaing Rai, before exploring the quaint hillside villages throughout the region. 

Get out into the Thai islands, and do some serious snorkeling! You can even become certified right off the coast of Phuket, and take some fantastic day trips exploring the underwater landscapes. And, if you’re lucky, you’ll find a quiet deserted beach where you can lay back, relax, and breathe it all in.

Popular Destinations in Thailand

When you’re planning to visit Thailand, it can be overwhelming to finalize your itinerary. To help you make your decisions, we’ve listed the top 10 most popular places to visit in Thailand. Plus, we’ve thrown in a few less-popular, off-the-beaten-track places if that’s more your speed!

Top 10 Most Popular Places to Visit in Thailand

  1. Bangkok
  2. Hua Hin
  3. Kanchanaburi
  4. Phuket
  5. Khao Sok National Park
  6. Khao Lak
  7. Chiang Mai
  8. Koh Samui
  9. Pai
  10. Ayutthaya

Top 5 Unique Places to Visit in Thailand

  1. Sam Phan Bok
  2. Udon Thani
  3. Koh Hingham
  4. Pha Chor
  5. Chiang Rai


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