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Taking a Trip to Greece? Travel Insurance & Tips for a Spectacular Vacation

Whether you’re setting sail on a cruise around the Mediterranean, or hiking the ruins of the Acropolis, you probably can’t stop dreaming about the adventures that await you in Greece. And now that you’ve got your tickets booked, excursions registered, and passport in hand, you feel ready for take off—but there’s one important aspect of your trip that you may have forgotten: travel insurance.

Travel Insurance for Greece


When planning a vacation, you’re often so focused on arranging every detail that you don’t even think twice about your trip not going as planned. But, what if something causes you to cancel unexpectedly, or if you have to cut your trip short because of a medical emergency? And since you’ve already paid for everything and are likely subjected to strict non-refund policies, recovering your trip expenses would be nearly impossible. But that’s where travel insurance comes in! 

Travel Insurance for a Trip to Greece

In the event that you have to cancel your trip, travel insurance providers can help you recover your money. Whether a cancellation is due to covered events such as a natural disaster or loss of employment, travel insurance gives you the flexibility to receive a refund and reschedule your trip for a later date. 

In addition to the cancellation protection that travel insurance provides, there are additional benefits to purchasing coverage that can back you up if you run into problems. Benefits include lost baggage and passport recovery, and perhaps most importantly, many travel insurance plans offer medical coverage for emergency treatment while you’re abroad. 

Note that most private health insurance companies in your home country, as well as Medicare, don’t cover foreign medical emergencies. In this case, it’s smart to get travel insurance in case you need emergency medical care while you’re abroad. Otherwise, you may have to pay thousands of dollars out of pocket for the care you need. 

Do I Need Insurance to Travel to Greece?

The short answer is no, you don’t need travel insurance to go to Greece. However, it’s in your best interest to purchase coverage. As you’re well aware, international travel is quite expensive, and you’ll thank yourself for purchasing insurance if you have to suddenly cancel your trip for a covered reason. 

Accidents do happen. It’s important to ensure you can get the emergency treatment you need, without worrying about paying an astronomical medical bill. Plus, if you or a member of your party needed emergency evacuation, many insurance companies will cover the hundreds of thousands of dollars that could cost you out of pocket otherwise.

How Much Does Travel Insurance Cost for My Trip to Greece?

The best news about travel insurance is that this “peace-of-mind” coverage is totally affordable and can be customized based on your circumstances and budget. Basic coverage is generally between 3-4% of your total trip cost, while premium coverage with higher limits can cost 10-12% of your total trip cost. 

There are a variety of variables that are taken into consideration when creating your quote, including the total price of your trip, the number of people in your party, and which coverage options you want and limits you choose. You’ll also note that pricing can be highly variable by each insurance provider, so you’ll need to compare quotes from several different ones to ensure you’re getting the best deal for your needs.

Fortunately, we can make that process simple for you. With our travel insurance comparison engine, you can enter your trip details, select the options and limits you want, and you’ll receive multiple quotes from a variety of providers with the click of a button. Compare and purchase your plan directly through our website at the lowest price guaranteed, and you’ll be good to go! 

Travel Tips

Now that your travel insurance is sorted out, you can get back to your planning and dream about that amazing vacation to Greece! To give you a head start, here are some of our best tips regarding money and tipping, weather and packing suggestions, as well as a few of our favorite authentic Greek experiences you should consider! 

Currency & Tipping

The currency in Greece is the Euro, and you should exchange some of your money before you go. Though hotels and businesses in higher-tourist areas do take credit cards, the majority of the country does not. There are ATMs, but you may find that they are out of order, out of money, or that they don’t take your card. It’s best to always have enough cash to last you at least 24-hours at all times, just in case you run into places that don’t accept your card. 

Tipping in Greece is much like the U.S. Though tips are not required, they are expected. At restaurants, tip for excellent service is 15-20% of your bill in cash. You should also leave some change on the table for the busser. It is customary to tip 10% for taxi drivers and keep change on you to tip public bathroom attendants as well.

Weather & Packing Suggestions

Greece follows a Mediterranean climate, meaning it experiences wet winters and dry summers. Packing for your vacation will ultimately depend on where and when you go. 

If you’re traveling in the winter, you’ll still only find mild temperatures in the coastal cities. However, January is the coldest month of the year in Greece, with an average temperature of 53-degrees. It’s also the height of ski season, so you’ll definitely need a winter coat if you plan on partaking in winter sports. But if not, pack clothing you can layer and change, as the temperatures tend to fluctuate. 

Summer in Greece is the best time to visit the breathtaking white sand beaches. If you plan on spending time at the beach, you’ll definitely need to pack your swimsuit and comfortable, light clothing. July and August are also the peak times for tourist season (since the average temperature is around 92*F), so the beaches will be crowded.

Authentic Grecian Experiences

The most enriching travel experiences are the ones you can’t find anywhere else in the world. And since Greece has a handful of awe-inspiring excursions you shouldn’t miss, we’ve listed a few of our must-do’s to lead you in the right direction: 

  • Explore Ancient Athens. Stand in the shadow of the ancient Parthenon at the Acropolis, explore the Agora where Socrates gave his famous orations, and take a dip back in time to the beginnings of western civilization in the capital city.
  • Party the night away in Mykonos. Mykonos is known for its glitzy, glamourous, celebrity-filled clubs. Be sure to join the 24-hour party at one of the beaches or open-air clubs throughout the city and rub elbows with the elite!
  • Celebrate a festival. Greeks love their festivals, and the parades and costumes are a sight to see—so catching one of these is definitely a must-do! If you can, plan your trip around Carnival, Greek Easter, or Athens & Epidaurus Festival, which are the three largest festivals. But don’t fear if you can’t swing them, because you’ll find smaller festivals for ubiquitous saints days throughout the year in both small towns and big cities!

Top 10 Most Popular Places to Visit in Greece

  1. Athens
  2. Mykonos
  3. Santorini
  4. Crete
  5. Meteora
  6. Naxos
  7. Rhodes
  8. Corinth
  9. Delphi
  10. Olympia

Top 5 Unique Places to Visit in Greece

  1. Lesbos
  2. Hydra
  3. Kos
  4. Patmos
  5. Ithaca


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