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Taking a Trip to Brazil? All You Need to Know About Travel Insurance, Plus Tips for a Memorable Vacation

Whether you’re traveling for history, culture, sports, or those thousands of miles of beautiful coastline, Brazil is a destination that’s not to be missed. Located in South America, Brazil is an emerging economy that’s the 5th largest country by area, covering almost 47% of the entire continent of South America.

Before you head off to your tropical paradise, let’s talk briefly about travel insurance. Then, we’ll dive into some ways to make your travel experience unforgettable by looking at currency and tipping customs, weather and what to pack, and some of the most popular and unique travel destinations to check out.

Brazil Travel Insurance


Travel Insurance for a Trip to Brazil

Many people mistakenly believe that travel insurance is a waste of money. But when you plan an international vacation, the last thing you want is for a lost bag or sudden medical event to send the whole travel experience off the rails.

Travel insurance is designed to protect travelers like you from the financial implications of canceling or interrupting a trip along with many other unforeseen events. A standard travel insurance policy will cover flight delays, lost baggage, travel concierge services, and more.

Do I Need Insurance to Travel to Brazil?

While Brazil doesn’t require travel insurance for tourists to enter the country, it is still an important consideration for any trip. When you plan an expensive trip, travel insurance should be top of mind to provide adequate protection should any unforeseen issues arise before or during your trip.

How Much Does Travel Insurance Cost for My Trip to Brazil?

The cost of travel insurance will vary depending on the type of coverage you choose. More basic policies may cost around 3-4% of your total trip cost, while a premium policy that covers every travel issue under the sun might cost around 10-12% of your trip’s cost. For many travelers, paying the price of a great travel insurance policy is well worth it for the peace of mind it brings.

It’s worth shopping around to find the best travel insurance policies that fit your budget. With our quote tool, you can quickly find and compare prices from multiple travel insurance providers to lock in the right travel insurance policy at the best price.

Travel Tips for Your Trip to Brazil

Now that your trip is protected with the right travel insurance policy, it’s time to explore some of the more exciting parts about traveling to Brazil, like money, weather, what to pack, culture, and the most popular and unique destinations.

Money: Currency & Tipping

The Brazilian Real, pronounced “hey-al” (plural reais pronounced “hey-ice”), is the currency used across Brazil. $1 US is equivalent to roughly 5.68 reais, and each real is divided into 100 centavos. The good news for travelers is that many stores and retailers accept major credit cards. But if you’re traveling to smaller destinations, you’ll want to exchange some American dollars for local currency on your way.

Tipping is not customary in Brazil the way it is in the US. Some restaurants may add a service charge of about 10% that you’re not required to pay, but most people do, assuming the service is good. If you’re financially able to do so, tipping more for excellent service is allowable and will be appreciated by the staff.

Weather & What to Pack

As mentioned, Brazil is a huge country, which means the weather will vary depending on which region you plan to spend your time in. As a rule of thumb, Brazil is a tropical destination that generally stays warm all year round, except up in the mountains. We’ll cover weather for some of the most popular destinations, but it’s important to check the weather forecast for your exact locations in Brazil in the days leading up to your trip.

Rio de Janeiro is the most popular tourist destination. During the summer months, from December to February, daily temperatures are in the high 80s with an average of 87°F. Even Rio’s winter, which happens in July and August, maintains an average temperature of around 70°F, making it a pleasant climate year-round.

São Paulo is another popular tourist destination and Brazil’s most populated city. Temperatures range from an average of 76°F in January to an average of 66°F in the coldest month, June. As you can tell, most locales in Brazil tend to stay warmer and have humidity and rainfall typical for sub-tropical climates.

Packing for your trip to Brazil depends again on the region, but it’s safe to pack protective clothing for sun and rain. The go-to items will be a wide-brimmed hat, sunglasses, rain jacket, and lighter linen clothes. Depending on the season, you may be able to leave jeans and pants at home and opt for a nicer pair of shorts for dinner for men, while ladies would do well with casual linen dresses.

Of course, if you’re planning to visit the coast, pack your swimsuit. However, if you plan to visit any religious sites, a more conservative dress is advised, so ladies will want to avoid tank tops or more revealing clothing.

Since street crimes are common in Brazil, it’s best not to wear flashier jewelry items and watches that may attract the wrong kind of attention. You can even wear a fanny pack or money belt beneath your clothes to protect your valuables while exploring the city.

Immerse Yourself in Brazilian Culture

Brazil has an incredible culture, including food, dance, and folk traditions. In fact, many tourists prefer to travel during some of Brazil’s most popular festivals, like Carnival, which takes place during February each year.

Most Brazilians identify as Roman Catholic, and the country has deep catholic roots, as can be seen in their architecture, like the infamous Christ the Redeemer statue in Rio de Janeiro.

If you’re an English speaker traveling to Brazil, you’ll need to brush up on your Portuguese. Brazil is the only Latin American country with Portuguese as a primary language since Portugal colonized it many years ago. While some folks in the major cities may also speak English, you’ll need to know common phrases and have a basic understanding of the language to ensure a seamless and relaxing travel experience.

When you meet new people in Brazil, it’s important to greet them appropriately. Kissing on the cheek is a customary greeting, even for new friends, man, or woman.

As words of warning, it’s not wise to criticize domestic issues in front of locals. It’s also worth noting that the “OK” hand signal sometimes given as a form of acknowledgment in America is considered obscene in Brazil.

Popular Destinations in Brazil

It’s important to plot out your travel plans before arriving in Brazil. Because it’s such a large country, it can take long days of travel to get from one destination to the next. Here are the top ten popular places to visit in Brazil and five unique places you may want to check out!

Top 10 Most Popular Places to Visit in Brazil

  1. Sugarloaf Mountain
  2. Iguaçu National Park
  3. Cristo Redentor (Christ the Redeemer)
  4. Brasilia
  5. Salvador’s Pelourinho
  6. Pernambuco Beaches
  7. Belo Horizonte
  8. Recife and Olinda
  9. Fernando de Noronha
  10. Lençóis Maranhenses National Park

Top 5 Unique Places to Visit in Brazil

  1. Mount Roraima
  2. Jalapão
  3. Canoa Quebrada
  4. Cascata do Caracol, Rio Grande do Sul
  5. Ilha Grande


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