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Traveling to Aruba: Insurance Information & Travel Tips

If you’re dreaming of white sand beaches, colorful architecture, and a thriving diving scene, Aruba may be the travel destination of your dreams. But before you finish booking your trip, you’ll need to know a thing or two about protecting your travel plans.

That’s where travel insurance comes in. And Aruba has a unique requirement for travel insurance for all visitors as of August 2021. So, if you’re thinking about heading down to this Caribbean Island off the coast of Venezuela, here’s everything you need to know about getting travel insurance. We’ll also get you ready for your trip by diving into more fun things like what to expect in terms of weather, what to pack, and the best destinations to visit.

Aruba Travel Insurance


Travel Insurance for a Trip to Aruba

Travel insurance is an excellent idea for any vacation. It can protect you and your travel companions in the event of various unforeseen situations such as lost baggage to emergency medical treatment. And especially in uncertain times where travel can be derailed by illness, you’ll want to make sure your trip is protected both before you leave and while you’re away.

Do I Need Travel Insurance to Travel to Aruba?

Aruba has a unique travel insurance requirement. As of August 1, 2021, Aruba requires all visitors to purchase travel insurance through their online ED card program. Any additional travel insurance policies will be supplemental. So that means even if visitors have an existing travel insurance policy, they must also purchase the Aruba-specific coverage.

But there are notable exceptions to the travel requirement, including:

  • Visitors who are arriving and leaving the island on the same day (i.e., cruise line passengers)
  • Aruban students who return to Aruba
  • Crew members
  • Transfer passengers who don’t need to re-check their luggage

How Much Does Travel Insurance Cost for My Trip to Aruba?

The ED card travel insurance that’s mandatory for traveling to Aruba costs $15 per person for travelers who are age 15 and over. The coverage is free for children ages 0 to 14.

Compared to the cost of a traditional travel insurance policy, that’s a pretty good deal, but it is important to note that the ED card travel insurance is meant to only cover COVID-19 related issues while in Aruba and doesn’t compare to the benefits of purchasing a comprehensive travel insurance plan such as those offered on

The ED card travel insurance covers COVID-19 related issues such as:

  • Hospitalization: For treatment of severe COVID-19, the travel insurance policy will cover X-rays, lab expenses, nursing costs, and specialist fees.
  • Intensive care unit (ICU): If ICU care is required, these charges will be covered under the travel insurance plan.
  • Transportation: If you test positive for COVID-19, transportation costs will be covered up to $350.
  • Doctor’s visits: The insurance policy will cover consultation with a physician up to $500.
  • Isolation costs: As it relates to a positive COVID-19 test result, the Aruban travel insurance will cover up to $125 per day for a maximum of 14 days. But it’s worth noting this does not apply to mandated quarantines for other travelers or those who tested negative.
  • COVID-19 testing costs: Aruba’s travel insurance will cover at most four medically necessary COVID-19 outpatient tests. But there is a maximum of $75 per test. It’s worth noting that the mandatory testing upon arrival and departure (if the destination country requires it) is not covered.

It’s worth noting that premiums are non-refundable unless the purchase was a duplicate or a visitor’s trip to Aruba is canceled entirely.


Savvy travelers will also purchase their own supplemental coverage to cover trip cancellation, trip interruption, baggage loss/delay, emergency medical coverage (for both COVID-19 and unrelated issues), trip delay, emergency evacuation and more.


Travel Tips for Your Aruba Getaway

Now that you’re prepared to purchase the right Aruba travel insurance, we can hop into the more fun aspects of planning your trip. Before you head out for your island getaway, it’s important to know things like what currency you’ll need, what to pack, and the best places to go. Luckily, we’ve got you covered.

Money: Currency & Tipping

The official currency of Aruba is the Aruban florin. And the exchange rate is approximately 1.8 Aruban florins to 1 US dollar. So that means something that would cost $10 in the US would run you about 18 florins.

If you’d rather not go through the trouble of exchanging for local currency, US dollars are accepted, especially in the hotel districts. Plus, ATMs are abundant on the island. And many tourist establishments will also accept major credit cards. That means you’ll likely be set if you bring along a major credit card and some smaller bills for tipping.

It’s worth noting that tipping isn’t mandatory in Aruba. But it’s considered a courtesy that most travelers practice. Bringing a few dollars to tip wait staff is a great approach if you stay at a resort. When you dine out, some restaurants may enforce a service charge of 10-15% of the bill, which acts as the tip, and you can leave more if you want, but it’s not expected.

What to Pack for Your Visit and Weather Conditions

The weather in Aruba averages a stunning 82°F, meaning the weather is tropical without being extreme. If that seems like a high temperature, you’re in luck because the trade winds cool the island and keep the beaches tolerable.

If you plan to spend some time on the beach or at the pool, swimwear should remain there. When you head out to the shopping districts, it’s best to change to shorts and tanks or t-shirts.

For dinners out, the dress code leans toward casual. That means casual linen dresses for ladies and slacks for men. No need to pack your formal wear when you head to Aruba! But since the temperatures dip in the evenings, you may want to pack a light jacket or sweater too.

The rainy season in Aruba spans from October to January. So, if you’re planning to travel during these months, bringing appropriate rain gear is a must!

Immerse Yourself

Aruba is an autonomous country in the Kingdom of the Netherlands. But the diverse history and culture of this Caribbean Island represent over 90 nationalities making it a truly unique cultural experience.

The first thing many tourists want to check out in Aruba are the white-sand beaches. And since all beaches in Aruba are public, it’s worth spending some time hanging out on one or more! But there’s so much more to do than chilling beach-side that you won’t want to miss during your trip.

As you immerse yourself in the culture of Dutch architecture and Caribbean dance, you may be wondering if you’ll be required to speak Papiamento, Aruba’s native language. The good news is English is widely spoken on the island. So, you won’t need to take a course on Aruba’s creole language that derives from Dutch, English, Spanish, Portuguese, African, and more.

You’ll also be pleased to hear that the tap water in Aruba is safe to drink. Aruba is said to have some of the cleanest water in the world. So, save on those single-use plastics by bringing your own refillable bottle from home and hitting up the tap water on the island for refills.

Popular Destinations in Aruba

Since many trips to Aruba are too short to experience all this beautiful island has to offer, you’ll want to prioritize to make sure you hit the most popular and unique destinations.

Top 10 Most Popular Places to Visit in Aruba

  1. Eagle Beach
  2. Palm Beach
  3. Oranjestad (the capital city and cruise port)
  4. Arikok National Park
  5. Natural Pool
  6. De Palm Island
  7. Boca Catalina
  8. Baby Beach
  9. The Butterfly Farm
  10. Renaissance Island

Top 5 Unique Places to Visit in Aruba

  1. Aruba Aloe Vera Farm
  2. Bushiribana Gold Mine
  3. Hooiberg
  4. Casibari Rock formations
  5. Alto Vista Chapel


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