Traveling while pregnant is complicated for all kinds of reasons. Chief among them, however, is ensuring that you can get the medical care that you need while you’re away from home. Getting the go-ahead from your doctor to travel isn’t enough. It’s crucial to be prepared for anything, including medical issues related to your pregnancy. Most regular travel insurance policies specifically exclude pregnancy as a covered condition. Fortunately, special coverage for pregnancy is available from many providers.
Travel Insurance and Pregnancy
Like many pregnant women, you may think that travel insurance will help you cover your bases while abroad. Unfortunately, the vast majority of regular travel insurance policies that you run across won’t include coverage for pregnancy, and this is typically revealed within the fine print of the terms and conditions of such policies. Most insurance providers consider pregnancy to be a pre-existing condition, which is why it is typically not covered. While comparing policies, then, remember to look specifically for coverage for pregnancy as regular policies are unlikely to cover it.
Special Coverage for Pregnancy
Fortunately for moms-to-be, most travel insurance providers offer special coverage for pregnancy. Note that most doctors advise against traveling during the third trimester, which is when pregnant women tend to be particularly vulnerable to complications. Most policies only cover pregnant travelers for complications from pregnancy as opposed to regular labor provided they were medically fit to travel.
Considerations
Always read the fine print while shopping for travel insurance coverage for pregnancy. Most policies cover medical treatment, emergency room visits and trip and flight cancellations. As long as you have a single pregnancy and haven’t had any complications, you shouldn’t have trouble finding coverage. If you have a multiple pregnancy, however, or have experienced complications, finding affordable coverage may be a bit trickier.
Protect Yourself while Traveling While Pregnant
Pregnant women embark on vacations all the time. Those who take the time to get appropriate travel insurance coverage breathe a lot easier than those who hit the road and hope for the best. After all, there’s no telling what could happen while you’re away. Travel insurance coverage for pregnancy gives you the peace of mind that you need to enjoy your time away in the weeks and months before your little one arrives, so shop around to find the perfect policy.
