Enter your trip details to quote, compare and buy travel insurance from trusted insurers. Purchase securely with instant confirmation of coverage and travel worry-free.

  • Customer Reviews
  • Norton Secured
  • BBB
  • best travel insurance


  • top rated travel insurance plans Plans from top rated companies
  • compare travel insurance Easily compare prices and benefits
  • travel insurance reviews Over 75,000 verified customer reviews
  • buy travel insurance online 100% safe and secure checkout
  • Instant confirmation of coverage Instant confirmation of coverage via email


Prices are regulated by law. You won't find a lower price anywhere else for a specific plan found here. Plus, we only work with top rated providers and will remove their plans if their rating on our site drops below 4 out of 5 stars.


Select two or more plans using the 'add to compare' function to compare plans side-by-side in a clear and helpful format. When quoting and comparing, you can click on any benefit to launch a window with coverage details, definitions and exclusions.

** In June 2021, Tokio Marine HCC rebranded as WorldTrips.**

Tokio Marine HCC Atlas International Insurance

Tokio Marine HCC Atlas America Insurance Reviews

Tokio Marine HCC is an insurance group based in Houston, TX that offers specialty insurance products such as U.S. Property & Casualty, Professional Liability, and International Accident & Health coverage. The company currently underwrites insurance for companies located throughout 180 countries. Their Atlas International Plan can protect business and leisure tourists from unexpected financial disasters any time they are traveling abroad. This plan offers coverage for events such as emergency medical evacuation, lost checked baggage, and inpatient or outpatient medical expenses.

While you are making plans for an international trip, it’s essential that you also prepare for any possible risks you may endure. Would you be able to seek medical care if an accident or injury occurred? And would your current health insurance cover the cost of your medical expenses?

There’s no traveler out there who wants to focus on potentially tragic events that may happen while they are on vacation. But it is always better to be safe than sorry. And a quality travel insurance plan like this offers plenty of benefits to give you peace of mind.


What is the Atlas International Plan?

An Atlas International Plan is an insurance policy for those who plan to travel outside their country of residence. It is a policy for tourists who are not visiting the USA. Travelers who are not U.S. citizens and are planning to travel to North America should consider Atlas America Insurance coverage instead.

The Atlas International Plan offers coverage to families, individuals, and groups. It is ideal for both leisure and business travel. This type of medical travel insurance will cover individuals visiting most international countries.

There is a 5-day minimum these policies must cover; however, policyholders are not required to be out of the country for all five days to take out this form of coverage. Renewals for this insurance plan are obtainable up to two additional periods of travel coverage. And you can purchase as many as 365 days of coverage if necessary.

Click here to compare Tokio Marine HCC plans side by side with other providers


Who Needs Travel Insurance?

Anyone who travels should consider this form of insurance, especially when traveling overseas.

Here are a few examples of those who should consider Atlas International Medical Insurance.

  • Students who study abroad
  • Business travelers, anyone who is enrolled in work-abroad programs, and freelancers
  • Tourists or vacationers
  • Missionaries, international volunteers, and service workers
  • Adventure travelers, eco-tourists, and backpackers


What are the Benefits of Atlas International Travel Insurance?

When you have an Atlas Medical plan, you receive many exclusive benefits that will set your mind at ease as you travel. International medical expenses covered by this policy include payment for hospital stays, emergency medical evacuation, coverage for treatment in an ICU, and local ambulance fees.

Policyholders can also take advantage of supplement benefits when they enroll in an Atlas International Plan. It may include coverage for travel delays, trip interruptions, or lost checked luggage.

Here are some more details about the benefits you can receive from an Atlas International Travel Policy from Tokio Marine HCC.

This plan will pay the policy maximum for:

  • Visits to the physician
  • ER visits
  • Prescription Drugs
  • Anesthesia and Surgical Treatment
  • Treatment at an Outpatient Surgical facility
  • Hospital stays
  • Pre-Admission Tests
  • Dental Care – Accidental Related Injuries

There is also no co-pay for international travelers who visit a walk-in or urgent care clinic.

Maternity care coverage pays for complications of pregnancy during the initial 26 weeks.

Physical therapy costs are covered up to $50 per day and must be ordered in advance by a physician.


Additional Travel Coverage Benefits

  • Coverage for Loss of Checked Luggage is $50 per item and $1,000 maximum
  • Trip Interruption Coverage is up to $10,000
  • Loss of Passport or Travel Documents coverage is $100
  • Local Burial or Cremation coverage is up to $5,000


Does the Atlas International Medical Insurance Plan Meet All Visa Requirements?

A travel visa may be required when visiting international countries. To determine whether you will need a visa or not, you will need to find out the requirements for the countries you plan to visit, and the rules for your own country. The purpose of your visit will also play a factor in what type of visa you get.

There are some types of visas with strict requirements for medical travel insurance. You may need to show proof that you have this form of coverage when applying. The Schengen visa, for example, requires all international travelers who plan to visit the 26 European countries in the Schengen area to show proof of medical travel insurance when they apply for their visa. An Atlas Insurance plan meets all the requirements for a Schengen visa, and also provides the policyholders with a visa letter to use for proof of coverage.

Although some visas do not require you to have travel insurance coverage, it is still highly recommended that you take out a plan. The U.S. Department of State, and the Centers for Disease Control and Prevention, both suggest that all international travelers take out some form of international medical coverage.


Why You Should Choose an Atlas International Plan from Tokio Marine HCC

There are many reasons why you should choose an Atlas International Policy offered by Tokio Marine HCC any time you are traveling abroad.


This policy is an affordable medical travel insurance option. Choose from a variety of flexible policies that are great for tourists on a budget. You have the opportunity to choose your deductible, the coverage maximum, and the length of coverage that best suits your travel needs.

Assistance All Throughout the Year

All Atlas International policyholders may access the company’s range of travel services. These are available 365 days per year and in multiple languages.

These insurance services include the following.

  • Legal and accounting referrals
  • Help with emergency cash transfers
  • Provider referrals
  • Help with lost passport or travel documents
  • Quality Protection

Tokio Marine HCC will pay 100% of all eligible medical or emergency travel expenses after the deductible, to the overall maximum benefit amount.


Tokio Marine HCC makes it easy to purchase your plan. You can buy Atlas International Travel insurance online and instantly receive all the necessary documents you need, including your fulfillment document. This paper is critical because it includes all the instructions required for seeking the right medical treatment. It also contains details on how to file a claim, and how to contact the customer service department.

International Provider Search Engine

Tokio Marine HCC offers access to contact information and other details on doctors and hospitals in more than 130 territories and countries throughout the world.

Cancellation Available

To end your Atlas International policy, send a written request in the mail or online to Tokio Marine HCC before the coverage goes into effect to receive your refund. If this notice is received after the date the coverage becomes effective; you will only receive the portion of your premium that is unused as a refund. You will also need to pay a $25 cancellation fee. There are no refunds on policies with submitted claims.

Easy Extensions

It’s easy to extend your Atlas International Plan coverage. Coverage may be extended a minimum of 5 days and a maximum of 364 days from the initial start date of coverage. That applies as long as there is no break in coverage.


Tokio Marine HCC Travel Insurance Plans

Compare and Buy Tokio Marine HCC Coverage Now

Click here to compare Tokio Marine HCC plans side by side with other providers

Norton Secured Customer Reviews BBB
best travel insurance Customer Reviews widget logo

Our Trusted Providers Include

  • Travel Guard AIG
  • AXA Assistance USA
  • Generali Global Assistance
  • Global Trip Protection
  • GoReady Insurance
  • IMG
  • John Hancock Travel Insurance
  • RoamRight
  • Seven Corners
  • Travel Insured International
  • Travelex Insurance
  • Trawick International logo

Call 1-877-906-3950
( Mon-Fri 9am - 8pm )

Follow Us On

  • Facebook
  • Twitter
  • LinkedIn
  • Ustia Member