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In the midst of the 2015 Atlantic hurricane season (June – November), leading travel insurance comparison website, TravelInsurance.com, urges travelers to purchase trip insurance before the next storm is named. As a general rule, travel insurance companies mark the naming of a storm as a cutoff date to purchase policies so consumers need to be proactive with their coverage.

“Once the World Meteorological Organization names a storm, travelers cannot purchase policies to protect against weather-related damages and delays due to that storm,” states Stan Sandberg, Co-Founder of TravelInsurance.com. “Since travel insurance is designed to protect you from the unforeseen or unexpected situation, once a storm is named, it’s too late to protect against it. For travel from June to November, we always recommend buying a policy with weather-related coverage as soon as you’ve purchased your travel.”

The hurricane season typically lasts six months and can impact some of the most popular vacation and cruise destinations including the Southeastern U.S., Cabo San Lucas, Riviera Maya and the Caribbean. During the hurricane season, tropical storms can form at any time. The right travel insurance policy can provide trip cancellation and interruption protection as a result of storm-related disruptions. For example, plans may include coverage if:

  • Severe weather or natural disaster causes the shutdown of air, cruise or other common carriers generally for at least 24 hours.
  • The hotel or resort at the destination becomes uninhabitable due to severe weather or natural disaster.
  • A trip delay causes travelers to lose more than 50% of a scheduled trip.
  • A mandatory evacuation is ordered by a local government at the trip destination.

Since coverage can vary by different providers and different plans, travelers should always refer to a plan’s detailed description of coverage prior to purchase.

TravelInsurance.com specializes in helping clients find the appropriate travel insurance policy that meets their needs and fits their budget. It takes only a few minutes to discover which insurance company offers reasonable prices and the best possible protection. Consumers can then buy directly and securely through the website and receive their policy via email within minutes.

For more information or to purchase travel insurance policies, visit TravelInsurance.com.

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