When people are planning business trips or vacations, it is smart to consider travel insurance. Although most travel goes off without a hitch, unforeseen emergencies can strike at any time. While traveling, some people are under the notions they are covered by regular medical insurance and homeowner’s insurance plans. However, this is not always the case. These plans may not provide reimbursement for travel-related issues. Also, many health insurance providers only offer limited coverage for treatments received at hospitals outside a specific network.
AXA Assistance USA Silver Plan Overview
AXA Assistance USA offers a number of travel insurance options. Its Silver plan is one of the most affordable choices. A subscriber may receive protection for a trip up to $10,000.
This is a standard comprehensive trip insurance policy that includes basic coverage perfect for a budget consumer. Usually, a person does not want to spend a fortune for travel insurance. However, coverage for this plan includes reimbursement for trip cancellation for specific covered reasons and accepted travel interruptions. A person receives certain coverage for lost, damaged, or delayed luggage as well.
The Silver travel insurance plan provides reimbursement for covered travel delays. Emergency medical reimbursement is offered as well. If eligible, a traveler can add a waiver that removes any pre-existing condition exclusions.
Optional coverage may be added. For example, rental car collision coverage can be purchased. This is smart when a person is using a rental vehicle to drive to the destination. However, it is important to check with the rental company to make sure this type of insurance is accepted.
Peace of Mind
AXA provides 24/7 international assistance so that travelers have a place to turn when they need help. Services for travel needs include emergency cash transfers, medical referrals, identity theft resolution, concierge services, and much more.
Purchasing travel insurance will provide peace of mind when planning a trip. Before buying any specific coverage, it is essential to carefully read the terms and conditions of the policy. No two plans are identical, and it is essential to choose coverage that is important for individual needs. To ensure the best deal, it is wise to compare providers and various traveler insurance plans.