April Travel Protection offers a specialized trip cancellation plan, called the Trip Cancellation Plan. It compensates customers when they unexpectedly need to postpone or call off vacations for a covered reason. April sells this economical policy throughout much of the United States, but it remains unavailable in Puerto Rico and New Hampshire. The plan covers a single trip lasting up to 60 days. It doesn’t come with other standard travel insurance benefits, such as medical or baggage loss coverage.
Covered Reasons for Trip Cancellation
This insurer reimburses customers for prepaid travel expenses when they cancel trips due to covered reasons such as unforeseen health problems. It also covers severe weather, terrorism, death, visa or passport theft, disasters, transit strikes and military or jury duty. It excludes pregnancy in most situations. If you lose your job, you can only qualify for benefits when you’ve had the same employer for at least five years.
Cancel For Any Reason Upgrade
April Travel Protection will let you buy a trip insurance enhancement (Cancel For Any Reason) that eliminates most restrictions on the reasons for cancellation. This upgrade gives you the freedom to cancel without justifying your decision. For example, you could stay home because your spouse filed for divorce or an employee suddenly resigned. You’d receive refunds on airplane tickets, hotel room reservations and similar purchases. However, this rider only supplies 75 percent compensation.
The April Travel Protection Trip Cancellation Plan pays out a maximum of $10,000. It compares well with some yearly travel insurance policies that enforce much lower limits. On the other hand, the majority of insurers maintain caps ranging from $15,000 to $100,000. Like most companies, April fully reimburses all prepaid and non-refundable trip expenses if you cancel for a covered reason.
This policy includes an assortment of useful travel assistance services. You may contact April Travel Protection for help at any time. Staff members can suggest suitable hotels and eateries or supply information about foreign countries. They also assist travelers who lose their luggage or fall victim to identity thieves. This travel insurance comes with discounts at more than 350 retailers as well.
To sum it up, April Travel Protection’s trip cancellation plan delivers basic coverage at inexpensive rates. Be sure to examine the terms and conditions for specific coverage details. Don’t forget to compare policies from various insurers prior to making a purchase. You might benefit from choosing a different plan if you want to take a particularly long or expensive trip.