In response to worldwide vaccination efforts, more countries are reopening to tourism. However, many still have strict travel policies in place, such as requiring mandatory medical insurance to cover quarantine and other COVID-19 related expenses. As a result, more individuals are opting to purchase travel insurance plans before their trips begin.
Even for countries with relaxed restrictions, there’s nothing quite like the peace of mind that insurance provides. Aside from covering emergency medical expenses, there are plans that cover lost luggage, cancelled flights, and more.
When looking for a travel insurance plan, one place many people turn to is AARP. While AARP does offer a wide variety of travel resources, they don’t currently offer travel insurance plans.
Fortunately, there’s an abundance of options when it comes to finding the perfect travel insurance plan that best suits your needs. TravelInsurance.com makes the search easy by allowing you to quickly find quotes from highly rated insurers all in one place, and then buy your policy online at the guaranteed lowest price.
AARP stands for the American Association of Retired Persons and is a paid membership group. AARP focuses on people over the age of 50, but there is no minimum age requirement to join. An AARP membership comes with a wide variety of benefits, including discounts on many popular travel expenses. This includes discounts on hotels, flights, car rentals, cruises, and more.
AARP does offer some types of insurance, including home insurance, health insurance, life insurance, and vehicle insurance. And while they don’t currently offer travel insurance, they do offer a number of other helpful travel resources for their members. These include several exclusive destination guides and other members-only travel content.
Additionally, AARP provides guidance for its members who are shopping for travel insurance. For example, they recommend that travelers consider multiple providers and comparison shop before making a final decision.
They also advise their members to avoid buying travel insurance from airlines, cruise lines, and tour groups, as they typically don’t provide good value for money.
AARP recommends that travelers consider their individual needs when choosing a travel insurance policy. For example, if your travel plans are flexible, you may not need to add cancellation coverage to your policy. Depending on your health and the types of activities you’ll be participating in, you may need additional medical coverage.
It’s also important to make sure you read your policy thoroughly before finalizing it and make sure that you fully understand it. This can help prevent misunderstandings later if you do need to file a claim.
Those searching for travel insurance options shouldn’t wait too long to purchase a plan. AARP recommends that you purchase a policy shortly after you book your trip to get the best prices and coverage.
As already mentioned, AARP doesn’t offer travel insurance themselves but they do provide helpful articles and tips about travel insurance which can help travelers ensure they’re ready for the unexpected.
Why Is Travel Insurance Important?
For many people, travel is a major investment. If you’ve saved for months for a big trip, it’s often worth investing in travel insurance coverage to protect that investment. Travel insurance can help you in many different scenarios.
One of the biggest ways that travel insurance can help you is if you experience an emergency health problem during your trip. Travel insurance can help you get the treatment you need without worrying if your health insurance works in that country.
Travel insurance can also help you save money if your trip is cancelled or delayed for a covered reason. There are many different reasons why an airline might delay your flight, including natural disasters, inclement weather or financial default.
You also may need to cancel your trip due to personal circumstances. A good travel insurance policy ensures that you won’t lose the money you have invested in your trip, even if your circumstances change. Just keep in mind that most policies have specific covered reasons, and if you would like to cancel for any reason at all, you should purchase a plan with an optional Cancel For Any Reason upgrade.
Finally, travel insurance can help protect you if your luggage is lost or stolen during your trip. With a travel insurance policy, you can be reimbursed a fixed amount per day up to a policy maximum, which can help if you need to purchase necessities while your baggage is recovered. Travel insurance is particularly important for longer trips or trips to places you’re unfamiliar with.
With that said, there are some instances where you may not need travel insurance. For example, you may not need it for shorter, less expensive trips. You also may not need it for trips where you’re staying with family or friends and have support at your destination.
The COVID-19 pandemic has illustrated just how important a good travel insurance plan is. When the pandemic first hit, people around the world had to cancel trips with no idea when they’d be able to reschedule them. Even though many countries have reduced their travel restrictions, the changing nature of the pandemic means that they could still be reinstated in the future.
It’s also possible to contract COVID-19 while traveling, and travel insurance can help you get the healthcare and support you need. When planning travel in this COVID-19 era, it can be incredibly beneficial to opt for travel insurance to prepare for any scenario.
What Types of Travel Insurance Plans are Available?
There are many different travel insurance plans on the market. While coverage varies slightly between companies, most plans offer standard coverage for canceled trips, trip interruptions, lost or stolen baggage, medical emergencies, and more.
You can also opt for coverage add-ons. Some of these coverage add-ons include cancellation for any reason, accidental death and dismemberment coverage, car rental collision coverage, and more.
There are some limitations to standard travel insurance policies. For example, some plans might not provide coverage for certain types of cancellations. They may also not provide medical coverage for pre-existing conditions or injuries stemming from high-risk sports activities. Again, there are add-ons that you can purchase to extend this coverage.
Where Can You Find Reliable Travel Insurance?
While AARP does not offer travel insurance, there are many other places where you can find reliable travel insurance options. On TravelInsurance.com, you can compare plans from different companies to find the right option for you. You can compare these plans side-by-side to see the different features and prices they offer.
When shopping for travel insurance on our site, you can specify where you’re going, when you’re traveling, the overall cost of your trip, and more. This ensures that the plan you get provides appropriate coverage for your trip. You can also compare each plan’s specific COVID-19 coverage and get answers to frequently asked questions.
On top of that, you can look at reviews for each insurance company from previous customers. TravelInsurance.com only offers policies from companies with strong ratings, so you can feel confident knowing that each provider is highly reputable. You can also narrow down your search depending on what type of add-ons you need for your trip. When you’re ready to purchase, you can buy directly through the site at the guaranteed lowest price.
While AARP doesn’t offer travel insurance plans, they do recommend that their members get travel insurance for their trips. It’s good advice – you never know what’s going to happen while you’re exploring the world. Having travel insurance can give you the peace of mind you need when you’re away from home.
With TravelInsurance.com, you can compare the market’s best travel insurance to find the right plan for your needs. If you have a trip coming up, don’t wait to buy a policy to protect your investment.
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