Traveling to a foreign country is one of the most thrilling experiences that one can indulge in, and is something all of us tend to look forward to. Be it for the purpose of exploring new territory, to rediscover yourself or just to connect with the world around you, traveling is an incredible experience. However, during your travels, there is always a possibility of unforeseen events occurring that could affect your trip, your health or overall trip investment. Emergencies can happen at any place and at any time, which is why it is essential to take necessary precautions to safeguard yourself.
Travel insurance is considered to be one of the necessities if you are going away, especially to a foreign country. If you are wondering why you should get travel insurance, here are five reasons why it can be beneficial to you, and help you in adverse situations.
1. If You Need To Cancel Your Trip
When visiting a foreign country, chances are that you have already paid in advance for your flights, hotel rooms, and other bookings. If you do have to cancel your trip, you stand a chance to lose all of those upfront trip costs paid in advance. With travel insurance, you can relax because you can be refunded in full (for your insured pre-paid and non-refundable trip costs) if you cancel for a covered reason under the policy.
2. If Your Flight Gets Delayed
There is always a possibility that your flight will get delayed due to a myriad of events, and you could be stuck overnight waiting for the next flight. Travel insurance (with travel delay coverage) can cover this and ensure that you get paid out a set dollar amount to cover hotel rooms and meals while you wait for your re-scheduled flight.
3. If There Is A Natural Disaster At Your Destination
Natural disasters can occur at any place and at any time, and being prepared for them is essential. If there is a natural disaster that strikes in the place that you are planning to travel to, your insurance can help you get all the money back that you have spent on organizing the trip or allow you to interrupt your trip and return home (with the costs to return home as well as the remaining unused trip costs being covered).
4. If You Get Sick Or Injured On Your Trip
Sickness or injury can strike anywhere, and being prepared for this is absolutely critical. Travel insurance can cover the cost of medical care that you will have to incur when visiting a doctor in the place that you are traveling to and can help you get evacuated to the nearest adequate medical facility if the situation is too severe for the local medical providers to handle.
5. If Your Baggage is Lost, Delayed or Stolen
As unfortunate as it is, losing your baggage when traveling from one place to another is something that is incredibly common, especially when you have connecting flights that are taking you halfway across the world. If you are carrying anything that is valuable with you, and you lose your bag at the airport, travel insurance can cover the cost of those items (up to policy limits) and can also cover you if your baggage is delayed for a period of time or even stolen.