Lost baggage is a very common scenario that almost every traveler will experience once in their life. Most luggage is found and returned promptly, but sometimes, luggage can be returned damaged or isn’t returned at all. Investing in a travel insurance policy can prove to be a very beneficial investment for every traveler.
Cash vs Travel Voucher
Anyone who has ever had to make a lost luggage claim directly with an airline company can attest to how much of a nightmare the ordeal can be. The airline company will insist a customer go through a lot of paperwork, waiting, and negotiations only to find that the airline will claim minimal responsibility for the irrevocably lost luggage. If a customer can get the airline to agree to a settlement, they’ll most likely receive a travel voucher instead of cash. The airline will also depreciate the value of the items that were lost below the customer’s estimate and will often request proof of value for the items lost in the form of documentation.
Travel insurance will provide passengers with a higher quality of trip protection should their luggage become lost during transit. The insurance policies give clear, concise guidelines on how to file a claim which will make the entire process much easier. Travel insurance companies will also pay out cash settlements instead of future travel vouchers. Airline companies will delay the claim and reimbursement process over several months to avoid accepting responsibility for lost luggage. Travel insurance companies will work diligently and quickly to settle and resolve any claim made that’s covered by the purchaser’s policy.
Damaged and Stolen Goods Are Covered
Sometimes a traveler’s luggage survives the flight and arrives safely at their destination. The traveler will claim their luggage, leave the airport, climb into a taxi, and head to their hotel with their luggage in tow. But once the traveler reaches their hotel room, they notice that some of the items in their luggage are damaged or broken. Their luggage bags could even be torn or ripped in certain areas.
Luggage handlers at airports aren’t gentle when loading and unloading passenger’s luggage. If travelers leave electronic items or other delicate items in their luggage, these items can become damaged or broken during transport. Airline companies have an extremely limited list of items for which they will issue a reimbursement. Worse still, a traveler could have their personal possessions stolen while out on their journey. Investing in a comprehensive travel insurance plan will afford travelers the security of damaged and stolen item compensation coverage. Some insurance plans will offer to compensate a traveler for a damaged luggage bag.
Versatility In Coverage
One of the many benefits of using a travel insurance plan as a form of trip protection is the myriad of travel insurance companies that are available. When a traveler books a trip through a travel agency or through an online travel booking website, these mediums tend to promote one specific travel insurance company over others. It’s important for travelers to understand that they don’t have to settle for one or two specific travel insurance companies. Comparing your options on TravelInsurance.com will reveal the multitude of travel insurance companies that offer competitively-priced policies for travelers of all kinds.