A vacation is supposed to be a time of joy and fun, but it doesn’t always work out that way. What if something does happen? It’s unthinkable, but there is the chance that you might suffer a medical emergency while you’re out of the country. It’s not pleasant to think about, but it’s better to prepare for it than to be in the midst of an emergency with no idea how to proceed.
A Medical Emergency Can Happen Anytime
Many travel experts are now recommending travel insurance to anyone traveling far from home, because emergencies do happen. The added protection is worth the small price and it benefits vacationers more often than people realize. Separate from the trip protection offered by airlines, which may only cover lost baggage and cancelled flights, the broader insurance policies also cover medical problems, emergency evacuations, and other issues that may arise while on your trip.
What if something does happen? That’s a question best asked during the planning stages of your vacation, primarily because planning for that contingency should be a part of organizing your vacation. There are things you’ll want to find out in advance. Remember that different countries handle emergencies differently.
Questions you’ll want to answer for your destination:
- Does the city have a variation of 9-1-1? If so, what is the phone number?
- What clinics and hospitals are close to your hotel?
- Is your traveling partner aware of any medical conditions you have?
- If you’re traveling alone, have you made sure hotel staff know of your conditions?
These are just a few of the more obvious points to consider in planning your vacation. If you do suffer an attack of some kind, you’ll be thankful to have planned ahead.
When An Emergency Does Happen
Of course, the first thing you’ll want to do is call for assistance. If you can’t telephone an emergency number, shout out for someone to help you. Whether it’s your own partner, hotel staff, or a nearby stranger, get them to call for medical assistance for you. The important thing is to be taken to the nearest hospital as quickly as possible.
Even if it’s just a small clinic, your first priority should be to get there and get treated. If you feel the need to move later, you can always transfer to a hospital of your choosing, after your condition is stabilized and the crisis is over.
This kind if situation may be harrowing, but having a plan and keeping a level head is the key. If you choose to buy travel insurance along with trip protection, the stress of suffering a health crisis will be greatly reduced. You’re already spending thousands of dollars on your vacation. Why not throw in the insurance, which typically only costs 4% to 8% of your total trip cost, to ensure you’ll be well looked after in an emergency in addition to many other coverage scenarios?