While traveling long distances, there are numerous considerations that need to be taken into account. Travelers need to buy plane tickets, plan hotels, identify possible things to do and places to eat, and plan to have a generally stress-free and relaxing vacation. However, there is the possibility that something can go wrong. In the unlikely event that a traveler needs to return home in the middle of a trip, Trip Interruption Coverage is a type of travel insurance that can provide a valuable safeguard in a world of non-refundable plane tickets, sudden illness, and crime.
It is important to note that Trip Interruption Coverage is generally in play once your trip has started. Prior to departure, Trip Cancellation Coverage would be the benefit that would allow you to be reimbursed for lost trip costs if you cancel for a covered reason.
Trip Interruption Coverage typically covers most involuntary scenarios (via specific covered reasons) that would cause a traveler to have to stop traveling mid-trip and return home. There are many different situations where this extra layer of trip protection is valuable. The following are a few of the major conditions typically covered by Trip Interruption Coverage:
Sickness or Injury
While traveling, people are often exposed to food and other situations that are very different from home. While this is a fun and exciting part of travel, it causes people to be more prone to sickness or injury than they may otherwise be. Trip Interruption Coverage can help to make sure that if a person falls seriously ill or is seriously injured, they have quick and safe passage back to their home country for medical care.
Inclement Weather, Natural Disasters, or Terrorist Attacks
Trip Interruption Coverage provides a valuable layer of trip protection in the unlikely event of a disaster that requires immediate evacuation. Trip Cancellation Coverage can also cover more local severe weather events before you depart on your trip – for instance, if a passenger plans to travel by air and there is a major snowstorm at the airport, cancelling all flights and making a vacation impossible, Trip Cancellation Coverage can provide compensation for those lost costs.
If somebody travels abroad only to find out that their return trip can no longer happen due to an airline strike, Trip Interruption Coverage can make sure that the traveler gets home safely.
Trip Interruption Coverage provides a valuable layer of trip protection for all travelers, by giving them the peace of mind to know that they do not need to budget for unforeseen travel costs, and that in the event of an emergency they will be protected.