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hurricane travel insurance
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You’ve planned your dream vacation. The one you’ve been fantasizing about for years now. First a comfortable plane trip to sunny Florida to escape the doldrums of winter, followed by a leisurely cruise to the Caribbean. When your ship returns to the dock, you can rent a car to visit a popular amusement park.

Every detail is set, your bags are packed and then the weather report immediately ruins your plans. The next major hurricane has been named and meteorologists are carefully charting its path of destruction. Cruise lines are canceling their voyages, hotels are boarding up their windows, and amusement parks are closing and airlines are set to cancel or delay flights around the country.

Be Prepared

Just as you pack an extra warm jacket for inclement weather, it always works to your advantage to purchase travel insurance early. With trip protection, travelers avoid losses and obtain refunds on non-refundable reservations if they need to cancel for a covered reason. This is sound advice when you are planning to visit Florida during hurricane season, which is typically from May through October. It is also advisable when you’re set to leave for vacation to other areas of North America or the world as well.

Don’t Wait Until the Last Minute

Unfortunately, many travelers wait until there has actually been a named hurricane heading towards a location they wish to visit. While one can buy travel insurance at any time, this last minute strategy does not work in your favor because regular travel insurance will not cover a hurricane that is already named prior to the purchase of a policy. The only way to cover an already named hurricane is to purchase a policy with a Cancel For Any Reason upgrade. The entire concept of trip protection is to anticipate weather disturbances and unforeseen circumstances before they occur, so buying early is the way to go.

You don’t have to be a soothsayer to know that hurricanes are expected over the Atlantic Ocean during warm weather months. Likewise, tornadoes and earthquakes have the ability to strike without warning. Whether you are planning to travel to these locales or fly over them, these destructive forces of nature are likely to change your travel plans.

The Airport Effect

A hurricane that closes just one airport, has the ability to drastically slow down or impede travel at airports all over the country. Take Miami International Airport as an example. This airport based in Miami, Florida is key to both domestic and international travel. Should it be closed due to the threat of an incoming hurricane, flights departing and arriving need to be redirected to airports away from the danger zone.

Taking care to purchase trip protection before a hurricane is named is going to save you money when taking a cruise as well. Start with your non-refundable coach plane ticket into Fort Lauderdale International Airport. Then realize that your cruise line may be giving out vouchers for future travel, rather than full refunds to passengers for canceled ships.

Peace of Mind

That travel insurance you bought far ahead of time saves you more than just time and money. It literally saves you the aggravation of having to make endless telephone calls to customer service or write endless letters to receive the attention you deserve trying to recoup your trip losses due to a hurricane. Buying a travel insurance policy early (before hurricanes are named) can grant you peace of mind which is a vacation in itself.

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