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vacation insurance

Planning for travel well in advance can be a good thing, since it can ensure that you are fully prepared when the time comes to head off on your vacation. The only problem with planning ahead is that you never know what could happen in the days, weeks and months leading up to your trip. Your destination could experience a natural disaster, you or a family member could get sick or you might not be able to get off of work, for example.

Because of this, you might have always purchased refundable flight tickets and hotel reservations so that you would have options if something went wrong. However, the bad thing about this is that refundable reservations are often much more expensive than non-refundable options, and it can all seem like it wasn’t worth it to pay more when your vacation date comes up and everything goes off without a hitch. Luckily, you do have another option: purchasing travel insurance with trip cancellation coverage (for specific covered reasons) and Cancel For Any Reason coverage (cancelling for any reason).

Save Money

If you’re like a lot of people, you like to save money when it comes to booking your trip. If you pay attention during the booking process, you’ll often find that booking non-refundable flights and hotel rooms can be an excellent way to save money vs. buying the refundable counterpart. When paired with travel insurance, non-refundable bookings can in many cases be cheaper than purchasing the refundable options.

Feel Confident

You probably don’t want to spend the time leading up to your vacation worrying about what might happen in the meantime. Luckily, if you purchase travel insurance to protect yourself against cancellations, you won’t have anything to worry about if you cancel for a covered reason. Instead, you can simply look forward until the day that you set off on your adventure.

Get Your Money Back

It can be heartbreaking to lose the money that you spent on your planned vacation in the event that something goes wrong. Luckily, you can be reimbursed if you think ahead and purchase travel insurance, even if the flights and rooms booked for your trip are actually non-refundable. It’s truly a win-win and can make a potentially bad situation a whole lot better if you aren’t able to travel as you had originally planned to. Just remember that trip cancellation coverage allows you to cancel for specific covered reasons and offers up to 100% reimbursement of your (insured pre-paid and non-refundable) trip costs while Cancel For Any Reason coverage allows you to cancel for any reason but only be reimbursed up to 75% of (insured pre-paid and non-refundable) trip costs.

Sometimes things happen that you don’t plan for. Even though you might have every intention of heading on an upcoming vacation, you never know what could happen. Luckily, though, you do not have to choose a costly refundable flight or hotel reservation in order to give yourself options. Instead, consider purchasing a travel insurance with non-refundable bookings so that you can save money while still being covered.

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