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Many people have dreams and aspirations to travel the world. Seeing the wonders of the world while enjoying the local ambience is one of the many things that has become accessible to travelers thanks to the advances of affordable commercial aviation. Of course while traveling is easier than it ever has been, it still isn’t quite as easy as some people seem to think.

There are things to take into account before you depart for another country, such as visas and vaccinations. Often overlooked even by the most experienced travelers however, is travel insurance. Trip protection is unfortunately seen by many people as something that is not entirely necessary. This is not the way several countries across the globe seem to feel about it however.

Some of the world’s most popular destinations have relatively strict requirements about whom they let into their country from a health care perspective. Many Schengen countries such as France and Portugal require that visitors show that they have adequate medical coverage when they apply for a visa. Other notable places that enforce this kind of entry requirement are the United Arab Emirates and Thailand.

It might seem unusual to American travelers, but the rest of the world is much more reserved about accepting travelers without adequate medical coverage when they apply for a visa. Medical catastrophes are one of the pitfalls of modern travel. Prime examples would be the recent Zika scares in Latin American countries and fears regarding Ebola outbreaks. In reality though, travel insurance is really just required for the sake of making sure that you are to some degree responsible for your own healthcare costs while in the country that you are visiting.

In other words, having trip protection is just the adult thing to do. You wouldn’t drive a car without having some insurance for it. It is the same exact concept. Be a responsible traveler and be sure to check to see if the country that you are traveling to requires you to have insurance prior to departing. Click here to view a list of Schengen countries on the State Department’s website.

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