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Prices are regulated by law. You won't find a lower price anywhere else for a specific plan found here. Plus, we only work with top rated providers and will remove their plans if their rating on our site drops below 4 out of 5 stars.


Select two or more plans using the 'add to compare' function to compare plans side-by-side in a clear and helpful format. When quoting and comparing, you can click on any benefit to launch a window with coverage details, definitions and exclusions.

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Travel insurance is always a smart item for travelers to buy. As there are different coverage levels to choose from when purchasing auto or home insurance, there are also different levels of trip protection.

No matter how well-off someone is, no one wants to lose their hard-earned money for a vacation they were unable to take. In life, there are no guarantees that everything will always turn out right; that’s one reason for buying trip insurance. So for travelers who want the peace of mind of knowing they won’t lose a dime if something goes wrong, then they should opt for a policy that includes trip cancellation coverage.

It is important to note that standard trip cancellation coverage will allow you to cancel your trip and be reimbursed, for a set of covered reasons (which vary by policy). If you are worried about unexpected events that do not fall under the typical covered reasons, that is where Cancel For Any Reason (CFAR) coverage comes in. CFAR is usually an available optional upgrade on many plans if you purchase the plan within a set amount of days from your initial trip payment and insure 100% of your trip costs. Be aware that CFAR coverage will allow you to cancel for any reason at all, but will typically only reimburse you for 50-75% of your insured trip costs (varies by policy). It is a great option for those who want the maximum range of trip cancellation coverage.

Consider these three reasons why this type of coverage really is a must-have in today’s world.

Global Strife

A family has saved for months to take their first trip abroad. Before they’re scheduled to leave, an incident occurs in the country they’re supposed to visit. Suddenly, they don’t feel safe about traveling. But since their home country hasn’t issued any bans on traveling there, their travel insurance company is unwilling to issue them a refund of their money.

This is where a ‘cancel for any reason’ coverage would kick in, and it would reimburse them for up to 75% of the money they’d paid for their trip.

Family Illness

Using the aforementioned family, what happens to their vacation money if one of them falls ill and can’t make the trip? Well, with traditional trip protection, they’re covered if one of them or a member of their immediate family gets sick.

However, if another close relative is suddenly taken ill with a pre-existing condition (that may be excluded in many travel insurance plans) and they want to cancel their plans to be with them, then they’re typically not covered, and they won’t get their money reimbursed.

Again, this is where ‘cancel for any reason’ insurance comes through for this family by returning their vacation dollars.

Loss of Employment

No one ever wants to be terminated from their job. After a family has sustained a job loss, they don’t want to face the fact that they can’t get back the money they’ve already invested for their trip. With a ‘cancel for any reason’ travel insurance policy, they won’t have to stress over explaining their situation and worrying what will happen if their policy doesn’t include work termination as a standard covered reason – they’ll be reimbursed without hassle.

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