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vacation rental insurance
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Vacations are always one of the most enjoyable parts of the year. However, not every vacation goes according to plan. If you have plans to rent a house for your vacation, it is important that you get vacation rental travel insurance. Here is a look at the main reasons that renters should be sure to cover themselves with VRBO travel insurance.

You Might Need to Cancel

Life has a funny way of throwing a monkey wrench into the works when you least expect it. Although you may be ready to head out on the vacation of your dreams, unexpected life events such as the sickness of a family member or traveling companion could derail your plans. Trip cancellation coverage is typically part of a travel insurance plan and allows you to cancel for specific covered reasons and be reimbursed 100% of your pre-paid and non-refundable trip costs.

If the standard covered reasons aren’t enough for you, you may want to consider a “Cancel For Any Reason” upgrade, which allows you to cancel for any reason at all. If you have this insurance, it will pay up to 75% the costs you have incurred for the trip. You can then use the reimbursed money to take a different vacation in the future.

Additional Benefits

Many travel insurance policies do cover renters if the properties they have rented become uninhabitable. There are also many other forms of coverage that come along with VRBO travel insurance. For example, one great benefit is coverage for lost luggage. There is nothing more frustrating than to fly to your destination only to have your luggage lost by the airlines along the way. If this happens, the rental insurance you get for your vacation will cover the costs of replacing your lost items up to policy limits.

Another nice benefit of travel rental insurance is emergency medical coverage and evacuation insurance. If you get sick or injured while traveling, you can be reimbursed for medical and evacuation costs incurred, which can get expensive quickly depending on your situation.

As you can see, there are many benefits to getting vacation rental insurance. People who are planning a vacation that includes a rental property need to cover themselves with this insurance. It is the smart way to go. Anyone who has this travel rental insurance can avoid losing money if something goes wrong with their vacation rental or happens to them while traveling.

Instead of just buying the single policy offered by the vacation rental website, compare your options. Comparing plans online is easy and you will likely find better coverage at a better price than a single plan offered to you when booking your rental.

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