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worldwide travel alert

The U.S. State Department recently took the unusual step of releasing a “Worldwide Travel Alert” for American travelers around the globe. It warns that various Middle Eastern and West African terrorist groups could target public places in any part of the world. The government issued this warning after major attacks took place in Europe, Africa and Turkey.

When to Exercise Caution

The late November alert remains in effect until February 24, 2016. It urges travelers to use caution when they board mass transit vehicles. The recent bombing of a Russian airliner in Egypt has raised additional concerns about transportation security. Tourists may face extra delays as airports take more precautions.

The warning also reminds travelers to be careful in places with large groups of people that terrorists might attack. Potential targets include outdoor markets, theaters and stadiums. It warns vacationers to remain vigilant while attending holiday events. Tourists may benefit from following the news as they travel.

Trip Protection Insurance

People can counteract such risks by signing up for travel insurance. One useful type of coverage is called trip interruption and cancellation. It can reimburse travelers for pre-paid and non-refundable payments or deposits lost if they cancel a trip for covered reasons. This coverage makes it easier to cancel a vacation if a terrorist attack or natural disaster occurs at the destination.

Covered events vary depending on the specific policy. Travel insurance companies typically cover certain dangerous incidents and traveler health problems. For example, an insurer will typically reimburse someone who becomes seriously ill right before a planned trip, if it is unforeseen or not a pre-existing condition at the time of policy purchase. Some policies allow travelers to cancel for any reason but charge extra for this coverage.

Terrorist threats can delay airplane flights or train departures. This may prevent people from reaching reserved rooms on time. Most travel policies compensate vacationers for the extra transportation and hotel costs that such delays produce. Travel assistance teams at travel insurance companies can also help customers find alternate lodging and transit options.

Travel Medical Coverage

Regular health plans may not pay for overseas treatment. It’s important to have the right type of coverage while traveling abroad. When people with travel insurance become injured in terrorist attacks, they don’t have to pay out of pocket for emergency medical care or evacuations. This ensures that they receive prompt treatment.

Basically, the federal government’s global travel alert highlights the need for extra security measures and makes a good case for purchasing trip protection insurance. When they obtain coverage, travelers can avoid losing rental deposits or incurring huge medical bills. At the same time, it’s wise to learn about potential dangers and avoid unnecessary risks.

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