If you are traveling for business or pleasure, purchasing a travel insurance policy with international trip protection is an essential item to fulfill visa requirements, protect yourself and protect your family from unexpected expenses related for foreign medical expenses, lost baggage, trip interruption, trip cancellation, medication evacuation, repatriation and many other emergency travel situations that can arise overseas. International trip protection can include essential benefits that all travelers need like medical coverage along with customized benefits like adventure sport endorsements that override exclusions for skiing, mountain climbing, scuba diving and other activities.
To maximize policy benefits and ensure trouble-free international travel, purchase your international trip protection plan and travel insurance policy early. In many cases, trip cancellation benefits can provide compensation if your trip or reservations are canceled or postponed for any reason. Pre-trip services offered with most international trip protection plans include travel advisories, destination-specific information and visitor requirements. If you are traveling on a visa or for a short-term visit, it’s imperative to have comprehensive medical coverage that includes hospital expenses, access to 24-hour phone hotlines and medical evacuation coverage. Traveling without these essential services could be risking your health, peace of mind and finances.
Whether you’re planning a cruise tour with on-shore activities or a European ski vacation to the Alps, it’s important to take a little more time to find the right travel insurance package. Anyone planning to engage in dangerous sports should consider purchasing an international trip protection plan with a specialty sports rider that overrides traditional policy exclusions and covers your personal sports equipment in transit. Sports riders and special ski vacation packages are ideal if you want to protect your equipment, your luggage and your health under one travel insurance policy. Packages are also great if you want to ensure you’re protected while zip-lining down a mountain on a planned cruise activity.
Travel insurance plans with international trip protection are easy to find. However, the diverse selection can be overwhelming for all shoppers. To determine if an international trip protection policy is right for you, review claim limits and become familiar with policy exclusions. To ensure you get the best travel insurance for your money, look for a plan through a top-rated insurer with a strong financial rating. For best results, shop for travel insurance with high overall limits, ample daily benefits for trip interruption coverage, and substantial per-item or per-bag limits for lost and stolen baggage. Travel insurance options are available for all types of vacations, groups of all sizes, and travelers of all ages. If necessary, spending a little more for a plan with comprehensive benefits can be a practical and cost-effective upgrade.