One of the most significant and major life-changing events is getting married. Many newlywed couples plan their dream wedding for years, followed by an exotic and celebratory honeymoon afterwards. Jetting off to a tropical Caribbean island, sailing into the sunset on a majestic cruise line, or trekking the Great Wall of China; all of these are vacations that honeymooners look forward to after tying the knot. One of the most important and sometimes overlooked aspects of a honeymoon is securing affordable travel insurance to protect their purchase.
Travel insurance covers a number of perils that could potentially ruin a holiday and cause financial hardships. One of the biggest reasons for a vacation being cancelled or interrupted is because of an unexpected illness or injury. No one likes to believe that something could happen to him or her, especially if they are healthy, but one can easily become injured in a fall or a car accident. Even a simple earache can cause your doctor to recommend that you delay your travel plans. Without travel insurance, you run the risk of losing your deposit or even the entire amount of your vacation.
While you are away from home, you may also require emergency medical care. Health care in other countries can be very expensive, especially if you need prescription medications, hospitalization, or surgery. Some developing countries do not have adequate health care services or facilities. Therefore, travel insurance companies often prefer to bring a patient home for treatment. This can also include a nurse to accompany the patient on the flight.
If you have to interrupt your vacation and travel back home, you will have to dish out the cost of a one-way ticket back and you will lose the unused portion of your trip. Travel insurance will reimburse you for these costs, providing you had to leave early because of a covered reason.
If a newlywed couple is traveling and one falls ill or is hospitalized for a few days, travel insurance will pay for the other person to stay at a hotel as well as meal costs. If both newlyweds are hospitalized, travel insurance will fly a family member to the destination to stay at their bedside. Otherwise, this expense could prove quite costly, putting all parties into heavy financial debt, which can take years to recover from.
When planning a wedding, many newlywed couples budget their honeymoon expenses into the final cost. With this expense, they should certainly consider including affordable travel insurance to protect their investment. Without travel insurance in place, they run the risk of losing their hard-earned money and facing a ruined vacation.