Traveling abroad is an exciting adventure, but there is always the possibility of unforeseen events such as illness, delays, or other emergencies interrupting your plans. In these cases, it is smart to have travel insurance that will better protect you and your travel plans. Travel insurance programs are available to cover medical expenses, trip cancellation, or other expenditures while visiting another country and it is possible for international tourists to obtain domestic travel insurance for short periods of time during their stay.
If you are planning to travel abroad or to come to the United States from another country, it is smart to acquire travel insurance early. Have your dates of travel ready and determine what your needs are. If you worry about medical costs in case of an illness or injury, it is a good idea to sign up for a travel insurance plan that offers medical coverage. Most health insurance programs do not cover medical expenses incurred while traveling abroad, and in some cases costs can be as high as thousands of dollars if there is a life threatening situation. Travel health insurance may include benefits for general care, hospital stays, or even emergency evacuation if necessary, and can take a lot of worry out of traveling abroad.
If you worry that you may run into delays during your visit, travel insurance can also help cover costs of refunding airline tickets, trip cancellation fees, or other costs associated with interrupting your original plans. By having domestic travel insurance, international tourists can help ensure their well laid plans are not ruined if they go astray, providing you with peace of mind and flexibility.
There are a few different ways international tourists can obtain domestic travel insurance. Many companies offer travel insurance programs for someone who will be visiting for up to 180 days. Most insurance programs will have limits on the types of benefits offered, and they may have various eligibility periods before or after which the coverage will not apply. Many will also have a set limit for total benefits available during each trip, but by researching your options and understanding the finer points of each plan, you can determine which plan best fits your needs and agenda. Fill out the form to the right to obtain quotes and coverage information so you can compare rates and benefits to select a program that makes the most sense for you and your specific travel plans. By taking the initiative to prepare ahead of time, you will save yourself a lot of hassle and worry so you can focus on enjoying your travels no matter what happens.