Whether you are a frequent flyer or a family planning a long-awaited vacation, having adequate travel insurance or cancelled flight insurance in place can save you time, money and frustration in the event that the unexpected happens. For a nominal fee, you can pick up coverage for almost every kind of delay, emergency interruption or cancellation of your transportation needs. Since traveling is not inexpensive, covering your costs as much as possible is a sensible solution and one that will give you peace of mind as you travel.
Cancelled flight insurance deals specifically with what could go wrong if you or the airline cancels your flight. For example, if you or a close family member becomes sick immediately before or during the trip, you will be able to recoup some of the nonrefundable ticket expense. Perhaps a non-medical family matter upsets your plans or your business needs change. These can also be covered. Even unusual situations such as being called to jury or military duty may be acceptable reasons for reimbursement.
Sometimes it is not you, but the airline or the weather or an accident that can result in your trip being cancelled. What happens if you and your family arrive at the airport only to find that your plane is not waiting for you? Cancelled flight insurance can help provide what the airlines may not: overnight accommodations, meals and most importantly, 24-hour travel assistance. Most policies offer flexible length coverage so you only buy what you need for the minimum amount of time.
Many travel insurance companies are now offering a simple “any reason” cancellation policy. You may pay a bit more, but the restrictions are off. Coverage rates are based on whether you want 50%, 75% or 90% reimbursement. Unusual circumstances that you might face in other countries such as natural disasters, extreme weather, terrorism, hijacking, striking employees or even a situation of quarantine are usually covered by comprehensive travel insurance packages.
Travel insurance can also prove valuable if you are considering a cruise or tour where occasionally common carrier delays may interfere with returning to the ship or tour in time for departure. Making arrangements to catch up at the next port of call or tour stop can be frustrating and expensive. A good insurance plan will not only cover those costs, but it will also offer you 24/7 assistance no matter where in the world you find yourself.
When choosing cancelled flight insurance or general travel insurance, always choose a reputable company (for example, TravelInsurance.com only works with providers rated highly by A.M. Best). Include medical, death, dismemberment and emergency evacuation protection. Planning for the perfect trip is well worth investing in the extra coverage. Peace of mind will make your trip just that much better.