Travel insurance is a must have when planning a trip, especially when the travel includes international locations. There is no better way to plan for the unexpected, including travel delays, acts of god, travel interruptions, lost luggage, emergency situations, illness or injury, and other regrettable conditions that may arise during travel, than with the safety and peace of mind a travel insurance policy can provide. However, finding the right travel insurance can be tricky unless there is a plan in place to evaluate each travel insurance offering and select the one that will recoup its value in full should it be needed. This process starts with finding the right travel insurance agent who can assist with the process of selecting, purchasing, and using travel insurance. Knowing when to avoid purchasing travel insurance from an agent is just as key to purchase success as knowing when there is a good fit between agent and insured.
Selecting the right travel insurance agent often begins with a simple online search. This online search can generate a list of potential travel insurance providers from which to compare and contrast benefits and pricing. From here, the list can be narrowed down to include just the top contenders for a travel insurance policy that will best meet the traveler’s needs. Once a list of top contenders is established, it is time to interview the travel insurance agents. This is where a simple phone call can really pay off because the travel insurance agent will be the individual responsible for outlining the fine print of the travel insurance policy and making sure that it is clear how to access benefits while traveling.
There are certain instances when it is wise to avoid purchasing travel insurance from an agent. When the agent gives shady or incomplete answers to questions about travel insurance and benefits, when the agent clearly doesn’t know the answers to commonly asked questions, or when the agent is unwilling to go the extra mile to obtain answers to questions for the prospective client. These are all red flags to select a different travel insurance agent.
Additionally, when the travel agent is slow to return phone calls, when the travel agent does not give the insured the option to take advantage of promotions or discounts, when the travel agent is short, standoffish, or surly, or when the agent lacks the attentiveness to make each customer feel important and attended to, these too are red flags to select a different insurance agent. Knowing when to avoid purchasing travel insurance from an agent is the first step to selecting a travel insurance agent that can help plan for a safe and successful trip.