Next to your luggage, travel insurance coverage is one of the most important things to include before embarking on any journey abroad. In addition to your travel insurance card, it’s important to include a copy of insurance phone numbers and emergency assistance hotlines for the country you are traveling to. Most travel insurance underwriters offer policyholder access to emergency assistance hotlines staffed by trained professional 24 hours a day. Traveler’s assistance programs are typically managed by third-party firms specializing in providing international assistance for major carriers and travel insurance underwriters. Unfortunately, many carriers do not have a global toll-free number that works everywhere in the world.
Printing a copy of important insurance phone numbers for the countries you are visiting is the most important point to remember. In some cases, providers have separate access numbers for travel inside and outside North America while other companies publish emergency assistance telephone numbers by country. Insurance phone numbers are designed to allow policyholders to make toll-free or collect-calls from anywhere in the world. With insurance phone numbers, policyholders can change or extend coverage, file a claim, request assistance or clarify questions about international coverage benefits.
In underdeveloped countries, insurance phone numbers are often the only thing linking policyholders with emergency assistance from the outside world. When you don’t speak the local language or have connections in a foreign country, keeping copies of insurance phone numbers on your person and in your accommodations, is the best way to ensure you have access to emergency assistance even if your documents or personal property is stolen. From anywhere in the world, policyholders can access multi-lingual translators and emergency travel assistance services.
Access to insurance phone numbers is especially important for backpackers, travelers on global cruises and vacationers visiting more than one country. With special features, policyholders can download a printable list of ten toll-free access numbers for countries on their itinerary list. Insurance phone numbers also give policyholders access to current safety advisories and informational warnings issued by the World Tourism Organization as well as Travel Health and Safety recommendations developed by the World Health Organization.
Whether you have a quick question or a legitimate medical emergency, access to your provider’s local assistance hotline is an indispensable asset for scheduling medical treatment with an authorized medical provider. Without the proper toll-free access numbers for your travel insurance provider, policyholders can’t benefit from the full protection of comprehensive travel insurance plans with emergency assistance benefits and worldwide hotlines. Before leaving on any trip, print out multiple copies of your provider’s emergency assistance and insurance phone numbers, so you can count on travel professionals watching your back wherever you’re traveling next.