- Posted by stageadmin
- Tagged forms for submitting a travel insurance claim, travel insurance claim.
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It happens too often: you’re on the trip of a lifetime when some sort of disaster (illness, canceled flights, tornado, etc.) strikes. you’re relieved because you purchased travel insurance, but the paperwork that follows can be confusing and daunting. What travel insurance forms do you need to submit when making a claim? What do you need to know about your travel insurance options for filing a claim?
The travel insurance forms you’ll need to submit as part of a claim varies depending on the type of claim you’re filing. If your claim for medical treatment or a hospital stay, you’ll need all of the records and billing related to your care, as well as the discharge instructions and information. If your claim is the result of a theft, you’ll need a copy of the police report as well as some sort of proof of ownership of the object stolen. This can be a receipt for the object or a credit card statement or copy of a check. If your claim is for lost luggage, a lost room or a rescheduled flight and you’ve been given some sort of compensation or acknowledgment of fault by the organization or individual responsible, try as hard as you can to get this in writing – you’ll need it if you file a claim in the future. While traveling, be sure to keep all receipts – you’ll need to submit anything you have that relates to the claim. you’ll also want to keep copies of travel records, tickets and bills.
With all claims, you’ll need to check with your insurance company about what type of form they require you to submit – many have general information forms depending on the type of claim that must be submitted with the forms and papers mentioned above.
Depending on what type of claim you’re planning to make, you’ll have differing amounts of time to make your claim. Check with your insurance company before you leave to find out what the timetable is on any potential claim you make. Also, be sure to take a copy of your policy with you in case you need it during your trip. This way, you’ll have all of the contact information you’ll need should you have any questions during your trip.
Many travelers don’t think twice about purchasing travel insurance. However, few think about what steps they’ll need to take should they need to file a claim. When considering your travel insurance options, it’s important to become education about the travel insurance forms you’ll need to be reimbursed for your costs.