Europe is generally regarded as a safe and socially stable region for international travelers. However, purchasing travel insurance is required for all long-term visitors applying for a visa in Schengen countries that have agreed to an open border system prior to the establishment of the EU. If you are traveling in Europe for a short business trip or a prolonged stay, purchasing travel insurance is the best way to protect yourself from common perils facing travelers in Europe and around the world.
A basic travel insurance package includes comprehensive benefits that include medical coverage, emergency assistance and trip interruption coverage. These package plans include a broad range of benefits and travel assistance services, including ticket replacement, trip interruption benefits, trip cancellation benefits and lost baggage coverage that offers replacement costs for lost, damaged or stolen luggage. Whether you are in Italy or Iceland, international travelers have instant access to emergency translation services, a 24-hour medical help line and emergency assistance services.
Medical coverage and emergency evacuation benefits are essential parts of any travel insurance policy. In the event you are diagnosed with a life-threatening condition, medical evacuation coverage can arrange for you to be flown to a facility with state of the art equipment and the life-saving therapies. Medevac flights are staffed by a team of medical professionals and trained flight personnel, which make these emergency life-saving transport systems extremely costly. With medical evacuation coverage, policyholders are guaranteed the best medical care anywhere in the world.
With a comprehensive travel insurance plan, policyholders are protected while traveling in Europe. Pick pocketing is a multi-million dollar industry in Europe’s largest cities. Travel insurance benefits can offer instant cash advances, arrange credit card cancellations and direct you to the nearest embassy to apply for a replacement passport or ID.
Depending on the policy and coverage benefits, travel insurance policies include benefits for dental emergencies and general physician visits along with medical referrals from your provider’s medical hotline. Your plan’s deductible will determine how much your travel insurance premiums are and what types of services are covered. With a high-deductible plan, you can enjoy lower policy premiums but small expenditures for prescription medications and general doctor’s visits won’t be covered. To keep your travel insurance costs in check, invest in a plan with the highest deductible you can comfortably afford to pay while traveling overseas.
Travel insurance is an essential item for anyone traveling to Europe. In case of minor inconveniences or life-threatening medical expenses, travel insurance policies offer a comprehensive range of services to travelers anywhere in the world. With one toll-free number, policyholders have instant access to emergency services, travel assistance and peace of mind.